We're not cheap. We're frugal.

Listen, we don't claim to be financial experts. We have our ups and downs like any normal person, but for the most part, we are fairly thrifty. We cut coupons. We shop Craigslist. We watch the sales. We never buy anything without reading consumer reviews and searching the Internet for the best price. We aren't perfect , but we have found some useful tools and information that we'd like to share with you.

Budget comes first
If you want to save money, you need a budget. No way around it. This post explains our spending and saving philosophy: How we spend: Thoughts on the "fun money" budget plan.

If you don't have a budget, you can download great (and free) templates online. Check the links at the bottom of this page.

Posts we've written on the topic of saving money and living frugally:

Helpful information elsewhere on the Interwebs

Budgets:
General shopping:
Free stuff (general):
 Free anti-virus software:

Free photo editing software:
Follow me on Twitter for lots of free actions, plug-ins, and photograph giveaways.
Finance-related blogs:
Personal/beauty:
Grocery shopping:
Clothes shopping:
Transportation/auto:
     Lifestyle:
    Free or discounted music:
    Sell things online:

    Have a financial, frugal living, or related website that you'd like linked here? No problem. Shoot me an email.

    Photo source: Graur Razvan Ionut/FreeDigitalPhotos.net 

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